The financial regulator will lift restrictions on interest-only residential lending from January 1 in an attempt to stabilise Australia's ailing housing market. The Australian Prudential Regulation Authority (APRA) imposed the restrictions in March 2017 to force lenders to limit new…

Acceptable Security with the 'Big 4' Something that doesn't come to the forefront of people's minds when purchasing a property, is whether a bank will accept that property as security. Generally speaking you shouldn't have many issues with this, however…

There have been law changes to improve the integrity of GST on certain property transactions starting on 1 July 2018. The property transactions affected are supplies of new residential premises or potential residential land. Contracts for these transactions entered into before,…

Each state and territory provides some sort of financial assistance to first home buyers. Here’s a basic overview of what’s on offer at the moment. Please keep in mind that this information can change. New South Wales In NSW, first…

What to consider when buying a second property Buying your own home remains the great Australian dream – and purchasing a second property may help you take your wealth further. Whether you’re building your property investment portfolio, buying a holiday…

What is a SMSF Loan? A SMSF loan is a home loan that uses the assets within the SMSF to purchase investment property. The returns on the investment, whether through rental income or capital gains, are funnelled back into the…

Recently, the Australian Taxation Office (ATO) announced that it would start recording tax debt defaults on the credit files of business owners from 1 July 2017. Tax debt affects thousands of Australian businesses so this a major change! At the…